Legal and finance

Before you start

You should seek the advice of (or appoint) a solicitor before entering into any contract or dealing with any agency in connection with your property purchase.

Before you can buy or sell property in Spain you need to have an NIE (Numero de Identificacion para Extranjeros). This is an ID number and it is available to residents and non residents of Spain.


Finance

There are three buying options available, namely, 1. buy for cash (i.e. no mortgage or loan). 2. Arrange finance through a bank or building society in your home country. 3. Obtain a loan or mortgage in the country where the property is located.

If you need a mortgage you should establish your borrowing limit prior to any house hunting trip and before you enter into a contract with a seller.


Property buying costs

Over and above the price of the house that you wish to buy there will be additional costs incurred as a result of the sale. They include


More on property tax in Spain

Tax is dependant upon whether your house is new build or a re-sale.


Legal information

For information about solicitors, legal aspects of buying a property in Spain etc, go to this legal page.

Our email address is

GaliciaEscape@googlemail.com

Find out more

Please use our main menu at the top of the page to navigate around Galicia Escape and find out more about us and the property and houses that we offer.

We have endevoured to make this site as user friendly as possible, so please enjoy your time with us

Best regards
James and Jessica

PS
This is our new domain, so to those of you who previously visited us on our old url, welcome back and enjoy your visit.

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